Performance so far


Since the start of 2012 I have:

Gained 2.94% (excluding dividends and costs) of my investment - and the market is up 26.30% according to Google Finance

Been rated in the 65th percentile of all listed Trustnet.com OEIC managers (including dividends and costs - assuming that the market-average 1.6% per annum TER is charged across the board)

Achieved an average yield of 1.44% (averaged over the last twelve months) - compared to a market average of 2.8% (according to Digital Look).

Invested in a way that should deliver a pension around 48% of the value of my current income, based on current annuities and growth rates

Monday, 21 May 2012

More arithmetic

I have been thinking recently about how fast I am buying into shares.

Why?  Because I am buying into shares faster than I am placing cash into my SIPP and this is unsustainable.  Initially this was fine because I needed to get cash "working", but now I am in a situation whereby I have 1/3 cash and 2/3 stocks and shares - so I need to slow down.

So, to calculate my new interval between investments I am working on the basis of investment value divided by rate of cash accumulation (assuming 30.42 days per month).  At the current rate of cash going into my SIPP, this means I should be making an investment every 39 days. 

My last investment took place on the April 18th, making the next investment day 26th May.  Am very excited about the next one because the markets are in tatters at the moment.

(Furiously shorting Facebook, in my head)
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